Money, Debt, Housing & Living
This page has been created in collaboration with...
organisations grid. Non Editable. To change delete and add again
This page is to support anyone struggling with money or living / housing issues, or who cares for someone going through financial difficulties.
Many people experience problems with their finances at some stage of their lives. A person may unexpectedly lose their job or become ill and therefore have difficulties meeting their existing financial commitments such as loans, credit card payments and general household bills. This is when debt can begin to have the "snowball effect" where it gets bigger and bigger and more difficult to deal with.
Money and housing worries can have a negative impact on people’s mental health as it can cause chronic stress. Chronic stress can lead to mood swings, low energy and a general feeling of anxiety. When an individual has money concerns they often find it difficult to share the problem with family members for fear of being judged. It is important to remember that any one of us can experience financial difficulties in our lifetime but with help and specific tools the situation can be improved.
If you are struggling with debt or any other financial concerns we hope you will find some support here, and ideas and tips for moving forward and improving your financial situation. If you love or care for someone who has money worries, perhaps you will find some helpful content here to help support that person.
As a first step often it can be helpful to check what benefits you may be entitled to!
Get Inspired
news grid. Non Editable. To change delete and add again
See All
Helplines
In moments of need, there’s always someone there for you. Before calling a helpline, check the opening times by clicking to their website. It can help to check if the call is free or if there’s a cost involved before calling.
helplines grid. Non Editable. To change delete and add again
Helpful Resources
Links
- Entitled To - Benefits Calculator, The benefits system is very complicated. And we know it can feel overwhelming for people using it for the first time or needing to understand the implications of a change of circumstances. So, this calculator simplifies things so people can quickly find out what financial support they may be entitled to.
- AdviceNI - Cost of living - additional support and advice on managing your bills in light of the current cost of living crisis. (Webpage)
- Advice NI - Money Talks provides free and impartial resources to help you manage your money. You can find out information that is specific to Northern Ireland on debt, loans, tips to help you budget, save and much more. (Web Page)
- Money Helper - Home Budget Planner tool puts you in control of your household spending and analyses your results to help you take control of your money.
- Consumer Council of Northern Ireland: A Tool compares all electricity and gas tariffs available in Northern Ireland Energy Type | Consumer Council (Website)
- Warm Welcome - a directory of organisations that have opened or are opening up free, warm, welcoming spaces for the public over this winter across the UK including NI (Webpage)
- Martin Lewis Money Saving Expert- Money Saving Expert: Energy Help, Credit Cards, Flight Delays, Shopping and more
- Martin Lewis Money Saving Expert Banking & Saving Guides - MoneySavingExpert
- More coming soon... Have you any suggestions? If so, let us know by Joining the Conversation at the bottom of this page!
Videos
Books
Find Help Near You
We currently do not accept requests for ongoing support from us.
Instead, please browse or search our directory to find the most appropriate service for your needs to ensure you
get the best support possible.
Housing, Living & Benefits
organisations grid. Non Editable. To change delete and add again
See All
Finance & Debt
organisations grid. Non Editable. To change delete and add again